I was born in the year 1965. I obtained an MBA (Finance) from an Indian University. I am married and my wife works for a commercial bank in Mumbai. I have one son aged 18 years and he is pursuing his engineering degree. Joined the Reserve Bank as a direct officer in the year 1991. Progressively promoted to the rank of General Manager in the year 2015. In a period spanning over 22 years, worked in various departments like Administration, Department of Banking Supervision, Department of Currency Management, Rural Planning and Credit Department, Banking Department, etc. At present, I am posted in Financial Inclusion and Development Department (FIDD). Three divisions of FIDD, viz., Financial Inclusion Davison (FID), Financial Literacy (FL) and Lead Bank Scheme and Area Studies (LBAS) work with me.